PaaS by Payments as a Service™ delivers true interchange-plus pricing with a single flat markup and zero hidden fees. Upload your statement and see the gap in seconds.
Most processors bundle interchange, assessments, and their own margin into a single opaque rate. We do not. Every fee is itemized. Your margin stays yours.
Enter your monthly processing numbers, or toggle to Cash Discounting to see what your fees could look like at zero. The full fee-by-fee breakdown unlocks with your email.
Enter your monthly processing numbers below. See your hidden fees and estimated potential savings with PaaS.
Pick what fits your business. Either way, every charge is itemized and every dollar is accounted for.
Surcharging and cash discounting programs are subject to applicable state laws and card network rules. Surcharge caps and registration requirements vary by network and jurisdiction. PaaS handles registration during onboarding.
PaaS merchants get exclusive access to the rest of the DataNav Solutions operational stack. Two products built for small business operators, plus the parent company that ties it all together.
Statements uploaded for analysis travel over an encrypted connection, are processed in real time by our AI analysis provider (Anthropic), and are not retained on our servers. Anthropic does not train models on data submitted through this analyzer. We never sell or share your information with third parties for marketing.
No sales pressure. No obligations. If PaaS is not the right fit we will tell you directly. We would rather earn your trust than a bad contract.